PERSONAL SAVINGS

Savings Accounts

Set money aside for an emergency fund, a trip or the next chapter, in a savings account you can open online.

Family of four walking on a trail near a river

WHY SAVE WITH US

A savings account at a bank that’s been here since 1915

Saving works best when it’s simple. Pick the account that fits how much you’re setting aside and how often you’ll need it, then let it earn interest while you get on with life. We’ve helped customers manage their money since 1915, and we’re still locally owned. Not sure where to start? Stop by any of our nine Wichita locations and we’ll help you choose.

OUR SAVINGS ACCOUNTS

Choose the savings account that fits

For starting a savings habit or building an emergency fund.

Earn interest on your daily balance^¹
Open a new account with as little as $100
No monthly maintenance fee on balances of $100 or more^²
Make up to 2 withdrawals per month at no charge^³
Online Banking

For larger balances, with tiered interest based on how much you keep.

Earn tiered interest on your daily balance^¹
$10,000 minimum deposit to open
No monthly maintenance fee on balances of $10,000 or more^⁴
Make up to 6 withdrawals per month at no charge^⁵
Online Banking

For savings you want to reach by check or debit card.

Earn tiered interest on your daily balance¹
Open a new account with just $1,000
No monthly maintenance fee on balances of $1,000 or more⁶
Make up to 6 withdrawals per month at no charge⁵
Online Banking

COMPARE AND CHOOSE

Compare savings accounts

Feature	Personal Savings	Savings Plus	Money Market

Best for	Starting or growing a savings habit	Larger balances you plan to keep in place	Savings you may need to reach by check
How interest works	Earns interest on your daily balance¹	Tiered rates based on your daily balance¹	Tiered rates based on your daily balance¹
Withdrawals	A set number each month³	A set number each month⁵	A set number each month⁵
Check writing	Not available	Not available	Included
Online & Mobile Banking, Mobile Deposit	Included	Included	Included
Monthly Maintenance Fee	Waived at the required balance²	Waived at the required balance⁶	Waived at the required balance⁴
Open online	Included	Included	Included

Current rates and Annual Percentage Yields are on our Rates Schedule, with the date they’re accurate as of. Opening deposits, balance requirements, withdrawal limits and fees are in the account disclosure and Personal Fee Schedule. See current rates

Let’s get your savings started

Open your account online, or call 316-838-5741 and we’ll help.

Open savings account online

^¹See rates and their effective date on our Rates Schedule. All Interest Rates and Annual Percentage Yields are subject to change without notice. Annual Percentage Yield assumes funds will remain on deposit. Fees could reduce earnings. Interest is credited quarterly.

^²No monthly maintenance fee with a balance of $100 or more. Below that, there’s a $3.00 monthly charge.

^³Your first 2 withdrawals each month are free — each one after that is $1.00.

^⁴No monthly maintenance fee with a balance of $1,000 or more. Below that, there’s a $10.00 monthly charge

^⁵Your first 6 withdrawals each month are free — each one after that is $5.00.

^⁶No monthly maintenance fee with a balance of $10,000 or more. Below that, there’s a $10.00 monthly charge